Privacy Policy
Momentum Mortgage Group, LLC – Privacy Policy & GLBA Consumer Privacy Notice
Last Updated: September 15, 2025
Our Commitment to Your Privacy
At Momentum Mortgage Group, LLC (“Momentum Mortgage,” “we,” “us,” or “our”), your privacy is a top priority. We are a nationwide mortgage brokerage that connects clients with wholesale lenders to find competitive rates and loan options. Protecting your personal and financial information is both a legal obligation and a core value of our business.
This Privacy Policy combines:
- 1. Our GLBA-required Consumer Privacy Notice describing how we handle and share your personal information in connection with mortgage services; and
- 2. Our Website Privacy Policy describing online data collection, cookies, and marketing practices.
By using our services or website, you agree to the practices described in this policy.
GLBA Consumer Privacy Notice
FACTS: What Does Momentum Mortgage Group, LLC Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Credit history and credit scores
- Employment information and property address
- Assets, liabilities, and other financial information
How?
All financial companies need to share customers’ personal information to run their everyday business. Below we explain the reasons we share, whether we share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
We may share your personal information for several purposes:
To Limit Our Sharing
- For our everyday business purposes – This includes processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus. We do share your information for these purposes, and you cannot limit this sharing.
- For our marketing purposes – We may use your information to offer our products and services to you. We do share for these purposes, and you have the right to limit this sharing.
- For joint marketing with other financial companies – We may share your information with other financial companies to jointly market financial products or services. We do share for these purposes, and you can limit this sharing.
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With financial institutions and service providers – Momentum Mortgage uses Plaid Inc. (“Plaid”) to gather your data from financial institutions (e.g., for verifying assets, income, or account details during mortgage applications).
By using our services, you grant Momentum Mortgage the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You also agree to your personal and financial information being transferred, stored, and processed by Plaid.
For more information on Plaid’s privacy practices, please review their privacy policy at https://plaid.com/legal. - For our affiliates’ everyday business purposes – This includes sharing information about your transactions and experiences with companies related to us by common ownership or control. We do share for these purposes, and you may limit this sharing.
- For our affiliates’ everyday business purposes – information about your creditworthiness – We do share for these purposes, and you can limit this sharing.
- For our affiliates to market to you – We do share for these purposes, and you can limit this sharing.
- For nonaffiliates to market to you – We do not share your personal information with nonaffiliated companies for their own marketing purposes.
- Email: Compliance@momentummortgagegroup.com
- Mail: Complete and return the opt-out form provided with this notice (if applicable)
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who We Are
- Who is providing this notice?
Momentum Mortgage Group, LLC – a nationwide mortgage brokerage.
What We Do
- How does Momentum Mortgage protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secure file storage, encryption of sensitive data, and restricted access to employees who need it to perform their job duties.
- How does Momentum Mortgage protect my personal information?
We collect your personal information, for example, when you:
- ○ Apply for a mortgage or request a pre-approval
- ○ Provide income, employment, and asset documentation
- ○ Authorize us to obtain your credit report
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○ Provide contact information for communications
We also collect your information from others, such as credit bureaus, lenders, and other companies.
- Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- ○ Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- ○ Affiliates from using your information to market to you
- ○ Sharing for nonaffiliates to market to you
- ○ State laws and individual companies may give you additional rights to limit sharing. See below for your rights under state law.
Definitions
- Affiliates: Companies related by common ownership or control, financial or nonfinancial. Our affiliates may include real estate, investment, and insurance companies.
- Nonaffiliates:Companies not related by common ownership or control. We do not share with nonaffiliates for their marketing purposes.
- Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our partners may include wholesale lenders and mortgage insurance providers.
Other Important Information
For Vermont, California, and other state residents: You may have additional privacy rights under state law. We will comply with state-specific requirements regarding sharing and marketing restrictions.
Website Privacy Policy & Online Data Practices
This section applies to visitors of our website and online services.
Information We Collect Online
We may collect:
- Contact details you submit via forms
- Loan inquiry details
- IP address, device type, browser type
- Usage data via cookies and tracking tools
How We Use This Information
- Match you with suitable wholesale lenders
- Respond to inquiries and provide quotes
- Improve website functionality
- Deliver targeted marketing and advertising
Text & SMS Marketing (TCPA Compliance)
If you opt in to receive marketing or promotional text messages from us, you consent to receive communications that may be sent using an automatic telephone dialing system or prerecorded voice. Message and data rates may apply. You can opt out at any time by replying STOP to any message or contacting us directly.
Push Notifications
If you consent to receive browser-based push notifications, we may process your IP address and location to send relevant updates and marketing messages. You can disable push notifications in your browser settings at any time.
Advertisements & Third-Party Ad Servers
We may partner with third parties to deliver targeted advertising. These providers may use cookies, pixels, and similar technologies to track your browsing activity and display relevant ads.
Tracking Technologies
We use cookies, pixels, and analytics tools (such as Google Analytics, Facebook Pixel, and others) to improve our services, measure performance, and deliver targeted advertising. You can manage your cookie preferences through your browser.
Surveys
We may offer voluntary surveys to improve our services. Participation is optional, and any personal information provided will be used in accordance with this policy.
Third-Party Links & Social Media Features
Our Site may include links to third-party websites, lender portals, or social media features (such as Facebook Like buttons). Your interactions with these features are governed by the privacy policies of the third parties providing them.
Financial Institutions & Use of Plaid
Momentum Mortgage Group, LLC uses Plaid Inc. (“Plaid”) to gather your data from financial institutions.
By using our services, you grant Momentum Mortgage the right, power, and authority to act on your behalf
to access and transmit your personal and financial information from your relevant financial institution.
You also agree to your personal and financial information being transferred, stored, and processed by Plaid.
For more information on Plaid’s privacy practices, please review their privacy policy at
https://plaid.com/legal/#end-user-privacy-policy.
Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.
Removing Your Information / Data Retention
We retain your information as long as needed to provide services, comply with legal obligations, and maintain required business records. You may request removal of your information by contacting us at compliance@momentummortgagegroup.com.
Security
We use industry-standard safeguards to protect your personal information, including encryption and restricted access.
Changes to This Policy
We may update or modify this Privacy Policy from time to time to reflect changes in our business practices, legal requirements, or other circumstances. If we make material changes to how we collect, use, or share your personal information, we will notify you by posting the updated policy on our website with a new “Last Updated” date. In certain cases, we may also notify you by email or other direct communication. We encourage you to review this Privacy Policy periodically so that you are aware of any updates. Your continued use of our services after changes have been posted will constitute your acceptance of the revised policy.
Contact Us
Momentum Mortgage Group, LLC
Attn: Compliance Department
44679 Endicott Drive, Suite 928,
Ashburn, VA 20147
Email: compliance@momentummortgagegroup.com